Building Cairn, a money app for UAE expats

Your money.Finally in one place.

See everything you have, in the UAE and back home, and where your money goes each month.

Free. No card. No bank logins. 5 quick questions, under a minute.

We'll only use your email for Cairn early-access updates. Unsubscribe anytime.

Exchange rates

Monthly Money

Cairn Expat Money Map

Sound familiar?

Salary comes in. The month ends. You're not sure where it went.
Three bank apps, two currencies, and a spreadsheet you stopped updating.
Savings or a home loan back home that never make it into your total.
You earn well. You just can't tell if you're getting ahead.

Most money apps are built around one market. Your life isn't.

The Money Map puts it all on one page, today.

What's inside the Money Map

The Money Map tab: what you own by country and currency, the gratuity line, and what you owe

1
Everything in one sheet.
UAE accounts, savings back home, investments, property, gold.
2
Every line in its own currency.
Then converted to AED, exchange rates built in.
3
What you own, minus what you owe.
Add your home loan back home and it's taken off your total.
7
Your estimated gratuity included.
Based on your basic salary and years of service.

Where your money sits: your total split by country

4
One total, split by country.
See where your money actually sits.

Monthly Money: income, fixed and other expenses, what you keep and your savings rate

5
Your month on one page.
What comes in, what goes out, what you keep.
6
Your savings rate, worked out for you.
See how much of your salary you actually keep.

1
Everything in one sheet. UAE accounts, savings back home, investments, property, gold.
2
Every line in its own currency. Then converted to AED, exchange rates built in.
3
What you own, minus what you owe. Add your home loan back home and it's taken off your total.
4
One total, split by country. See where your money actually sits.
5
Your month on one page. What comes in, what goes out, what you keep.
6
Your savings rate, worked out for you. See how much of your salary you actually keep.
7
Your estimated gratuity included. Based on your basic salary and years of service.

Gratuity based on standard UAE private-sector rules. Actual entitlement may vary.

Takes about 10 minutes.

Do it by hand today. We're building Cairn to keep it up to date for you.

We're building Cairn to keep this picture up to date, so you don't have to. Early access members get it first and help shape it.

Cairn doesn't sell you financial products.

We're building software to help you see your money clearly.

Built in Dubai, for people whose money lives in more than one country.

FAQ

Is it really free?

Yes. Free, no card, no trial. It's yours to keep.

Do you need my bank logins?

No. The Money Map is a Google Sheet you fill in yourself, in your own Google account. We never see what you type in it.

What do you do with my email and number?

Your email: news about Cairn's early access. Your WhatsApp: your Money Map and one delivery check from Cairn. Early-access updates only if you tick the box. No sales calls. Unsubscribe anytime.

Is this financial advice?

No. The Money Map is an educational tool to help you see your money clearly.

Another question? Message us on WhatsApp.

See your whole picturetoday.

Free Google Sheet + early access to the Cairn app.